Insights
Articles and podcast appearances from the Verity Partners.
October 2, 2026
SBA kept 7(a) Small and SBA Express open for business acquisitions when SOP 50 10 8.1 took effect on October 1. The buyer still has to show the business's filed cash flow covers the debt, so here is what a seller at $350,000 or less should prepare.
September 23, 2026
If last year’s returns are not filed, the file is not ready to market. Buyers and lenders need filed history, not a CPA catch-up plan.
September 13, 2026
At $3 million of business purchase price, SBA SOP 50 10 8.1 requires a lender-ordered Quality of Earnings for many initial acquisitions and expansions.
September 6, 2026
Below about $2 million, buyers still have more leverage. From $2 million up, strong businesses still draw real competition.
July 14, 2026
Most of the time the buyer is a similar-size operator or someone leaving a W-2 job. That is who you have to get the company ready for.
May 20, 2026
Files stall on price, prep, financing, and follow-through more often than they stall because nobody wanted the company.
April 8, 2026
Recast the books, get the owner out of the middle of the work, and let a lender see the file before you go to market.
